Travel Guard may provide you with a yearly plan or coverage for an unforeseen trip.
Because it offers many customizable policies, Travel Guard makes a few of CNBC Select’s recommendations for the best travel insurance. Are any of these suitable for you, though? To assist you in selecting the best travel insurance for your upcoming vacation, we have reviewed the provider, its offers, and how they stack up against the competition below.
Review of Travel Guard
- A Review
- Features
- Rebates
- Additional insurance provided
- How it contrasts
- In summary
A Review
Global travel insurance company Travel Guard® specializes in policies for both business and leisure visitors.
Five options are available for its internet travel insurance packages, ranging from simple and last-minute trip protection to more comprehensive policies.
This enables tourists to select a plan based on what best suits their needs.
Travelers on a tight budget, for instance, may choose the Essential Plan, which provides essential protections, including hospitalization, evacuation, and death coverage; trip cancellation, interruption, and delay insurance; and coverage for lost, damaged, and delayed baggage.
The most complete plan, the Deluxe Plan, on the other hand, includes extras like coverage for missed connections, security evacuation, rewards for travel disruption, and more. Additionally, it raises high limitations for necessary coverages.
The Pack N’ Go Plan, which only includes some post-departure coverages, is an option for last-minute travelers. Alternatively, the Annual Plan might cover your annual travel expenses if you are a frequent traveler.
Finally, if you’re searching for a customized plan, you’ll need to call Travel Guard, as they only provide “offline” travel insurance packages.
Types of coverage
Vacation Guard can include the following sorts of protection in your package, depending on the plan:
- Travel delays
- Interrupted trip
- Baggage coverage
- Delay in baggage arrival
- travel-related medical costs
- Benefits for travel inconvenience (reimbursement for unanticipated events like runway delays and cruise divergence)
- medical evacuation vacation Saver (payment for lodging, food, and travel expenses if inclement weather or aircraft changes force you to start your vacation earlier than planned)
- Travel Exchange (reimbursement if, owing to covered unexpected circumstances, you must cancel your trip and arrange a new one)
Features
Travel Guard’s wide range of coverage helped them to rank among the top travel insurance providers. Choosing from a wide range of offline and online alternatives makes it simple to create insurance that suits your requirements.
In the event of an emergency or delay, Travel Guard also offers 24-hour concierge assistance that you may utilize to schedule a new flight.
Informational resources are also available on the provider’s website; you may check for travel-related news, read safety recommendations, and get general guidance. You may also apply for an award or refund, register a claim and track its progress, and change your plan via the Internet.
Rebates
Travel Guard does not currently provide any discounts. This is typical for travel insurance; you’re more likely to discover discounts while looking for other insurance policies, such as house and vehicle insurance.
Additional insurance provided
Travel Guard is a collection of travel-related services, including travel insurance, provided by AIG Travel, a division of American International Group (AIG). Along with a range of commercial insurance products, AIG also provides life insurance.
How it contrasts
It’s simple to obtain travel insurance coverage tailored to your requirements with Travel Guard. It’s wise to compare quotes before making a coverage buy, though.
For instance, you might want to check into Nationwide Travel Insurance if planning a cruise. The supplier offers three different plan choices for insurance tailored specifically for cruises.
This kind of insurance is intended to cover problems specific to cruises, such as missing pre-arranged excursions or ship-based failures.
Also Read: Which Riders are Available for Life Insurance via Guardian Life?
In summary
Travel Guard is a good option for travel insurance since it provides many options for policy customization. By calling Travel Guard, you can also get access to more choices.
But don’t forget to compare prices from other travel insurance providers as well; this is a crucial step when choosing any kind of financial product.